Outstanding household debt in the U.S. reached over 12.5 trillion dollars at the end of 2006. This hand held digital wallet is a financial planning aid that consolidates multiple ways of tracking earning and spending in order to help people successfully manage their money and develop personal strategies for saving. It enables users to monitor their accounts, track their investments and make payments instantaneously. The universal payment card housed within the unit allows one to easily make payments anywhere, while eliminating the need for cash, check and credit cards. To ensure security, the device requires finger print identification in order to access financial information and make purchases.

Designer: Veronica Vail